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Ricerche giuridiche | Vol. 9 | Issue 1 | June 2020

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Research Article

Attività bancarie accessorie, standard di diligenza e presidi informativi a tutela dell’investitore

L’obbligo di protective disclosure nella promozione dei diamanti da investimento

Vincenzo Iaia    Dottorando di ricerca in Law and Business nella LUISS Guido Carli di Roma, Italia    

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abstract

This article focuses on a worthwhile decision of the Court of First Instance of Modena concerning the bank’s protective disclosure obligation while offering ancillary activities. Particularly, it refers to the promotion of investment diamonds offered by third companies. The Court stated that the bank is subject to the obligation to assess the effective value of the promoted diamonds and to inform its clients accordingly. Otherwise the bank would be jointly liable with the company which has sold the investment diamonds for the value difference between the price paid by the bank’s clients and their real value. This decision strengthens the bond between disclosure and liability towards a greater protection of bank customers in order to maintain confidence in the banking system.

Published
June 15, 2020
Submitted
Aug. 2, 2020
Language
IT

Keywords: Diligenza professionale • Promozione diamanti da investimento • Obblighi di informazione • Banca • Informazione commerciale • Attività bancarie accessorie

permalink http://doi.org/10.30687/Rg/2281-6100/2020/01/004

Copyright: © 2020 Vincenzo Iaia. This is an open-access work distributed under the terms of the Creative Commons Attribution License (CC BY). The use, distribution or reproduction is permitted, provided that the original author(s) and the copyright owner(s) are credited and that the original publication is cited, in accordance with accepted academic practice. The license allows for commercial use. No use, distribution or reproduction is permitted which does not comply with these terms.